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	<title>Law and Advocacy &#187; loan modification</title>
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		<title>Homeowners and Their Direct Negotiations With Their Lenders</title>
		<link>http://www.advogadoz.com/682-homeowners-and-their-direct-negotiations-with-their-lenders.html</link>
		<comments>http://www.advogadoz.com/682-homeowners-and-their-direct-negotiations-with-their-lenders.html#comments</comments>
		<pubDate>Sun, 06 Jun 2010 22:44:32 +0000</pubDate>
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				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[chief executive officer]]></category>
		<category><![CDATA[compton california]]></category>
		<category><![CDATA[comptroller of the currency]]></category>
		<category><![CDATA[Direct]]></category>
		<category><![CDATA[failure rate]]></category>
		<category><![CDATA[fox news]]></category>
		<category><![CDATA[Homeowners]]></category>
		<category><![CDATA[investigative report]]></category>
		<category><![CDATA[Lenders]]></category>
		<category><![CDATA[loan modification]]></category>
		<category><![CDATA[negotiations]]></category>
		<category><![CDATA[office of the comptroller of the currency]]></category>
		<category><![CDATA[securities group]]></category>
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		<description><![CDATA[Is it worth $4,000 to save your home? That number is considered generally to be at the top end of the range of the cost of an attorney driven loan modification. Successful loan modifications can not only keep families in their homes, they can cover the cost of a modification many times over. Still, there [...]]]></description>
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		<title>Feldman Law Center &#8211; What to do About Interest Rates</title>
		<link>http://www.advogadoz.com/628-feldman-law-center-what-to-do-about-interest-rates.html</link>
		<comments>http://www.advogadoz.com/628-feldman-law-center-what-to-do-about-interest-rates.html#comments</comments>
		<pubDate>Sat, 05 Jun 2010 19:46:54 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[About]]></category>
		<category><![CDATA[adjustable rate mortgage]]></category>
		<category><![CDATA[Center]]></category>
		<category><![CDATA[facing foreclosure]]></category>
		<category><![CDATA[Feldman]]></category>
		<category><![CDATA[fixed rate mortgage]]></category>
		<category><![CDATA[Interest]]></category>
		<category><![CDATA[interest rate]]></category>
		<category><![CDATA[loan modification]]></category>
		<category><![CDATA[long haul]]></category>
		<category><![CDATA[monthly mortgage payments]]></category>
		<category><![CDATA[mortgage payment]]></category>
		<category><![CDATA[principal reduction]]></category>
		<category><![CDATA[Rates]]></category>
		<category><![CDATA[year mortgage]]></category>

		<guid isPermaLink="false">http://www.advogadoz.com/628-feldman-law-center-what-to-do-about-interest-rates.html</guid>
		<description><![CDATA[When people hear about loan modifications, they learn that one of the most common ways to lower your monthly mortgage payments is to adjust your interest rate. For example, if you have an adjustable rate mortgage, you could get your interest rate lowered for some period of time. You could also switch from an adjustable [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Feldman Law Center &#8211; How Common is Bankruptcy?</title>
		<link>http://www.advogadoz.com/626-feldman-law-center-how-common-is-bankruptcy.html</link>
		<comments>http://www.advogadoz.com/626-feldman-law-center-how-common-is-bankruptcy.html#comments</comments>
		<pubDate>Sat, 05 Jun 2010 19:17:06 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[bankruptcy bankruptcy]]></category>
		<category><![CDATA[bankruptcy professionals]]></category>
		<category><![CDATA[bernie kosar]]></category>
		<category><![CDATA[Center]]></category>
		<category><![CDATA[cleveland browns]]></category>
		<category><![CDATA[Common]]></category>
		<category><![CDATA[declaring bankruptcy]]></category>
		<category><![CDATA[Feldman]]></category>
		<category><![CDATA[loan modification]]></category>
		<category><![CDATA[messy divorce]]></category>
		<category><![CDATA[skilled athlete]]></category>
		<category><![CDATA[successful businessman]]></category>
		<category><![CDATA[unfortunate circumstances]]></category>

		<guid isPermaLink="false">http://www.advogadoz.com/626-feldman-law-center-how-common-is-bankruptcy.html</guid>
		<description><![CDATA[Bankruptcy can be a dirty word, and an even dirtier experience. If you are facing a dangerous financial situation where bankruptcy seems like an option, you could be dealing with quite a bit of fear. Part of what leads people to make bad decisions is thinking they are the first and only people to go [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Feldman Law Center &#8211; Five Steps to a Loan Modification</title>
		<link>http://www.advogadoz.com/624-feldman-law-center-five-steps-to-a-loan-modification.html</link>
		<comments>http://www.advogadoz.com/624-feldman-law-center-five-steps-to-a-loan-modification.html#comments</comments>
		<pubDate>Sat, 05 Jun 2010 17:49:00 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[ball game]]></category>
		<category><![CDATA[Center]]></category>
		<category><![CDATA[credit interest]]></category>
		<category><![CDATA[ducks in a row]]></category>
		<category><![CDATA[Feldman]]></category>
		<category><![CDATA[financial history]]></category>
		<category><![CDATA[financial paperwork]]></category>
		<category><![CDATA[financial situation]]></category>
		<category><![CDATA[Five]]></category>
		<category><![CDATA[five steps]]></category>
		<category><![CDATA[footing]]></category>
		<category><![CDATA[Loan]]></category>
		<category><![CDATA[loan modification]]></category>
		<category><![CDATA[Modification]]></category>
		<category><![CDATA[s market]]></category>
		<category><![CDATA[Steps]]></category>

		<guid isPermaLink="false">http://www.advogadoz.com/624-feldman-law-center-five-steps-to-a-loan-modification.html</guid>
		<description><![CDATA[If you check the stock market on Monday, people will be saying the market is up and everything is looking better financially. If you check the market on Tuesday, all economists will be in complete agreement that the world is going to end in 48 hours. What does this mean for you? No one, not [...]]]></description>
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		<title>Three Different Strategies to Stop Foreclosure on a Home</title>
		<link>http://www.advogadoz.com/605-three-different-strategies-to-stop-foreclosure-on-a-home.html</link>
		<comments>http://www.advogadoz.com/605-three-different-strategies-to-stop-foreclosure-on-a-home.html#comments</comments>
		<pubDate>Sat, 05 Jun 2010 09:03:36 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[bankruptcy attorney]]></category>
		<category><![CDATA[bankruptcy reorganization]]></category>
		<category><![CDATA[chapter thirteen]]></category>
		<category><![CDATA[current mortgage]]></category>
		<category><![CDATA[Different]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[foreclosure proceedings]]></category>
		<category><![CDATA[Home]]></category>
		<category><![CDATA[loan modification]]></category>
		<category><![CDATA[new mortgage]]></category>
		<category><![CDATA[original mortgage]]></category>
		<category><![CDATA[refinancing your home]]></category>
		<category><![CDATA[Stop]]></category>
		<category><![CDATA[Strategies]]></category>
		<category><![CDATA[Three]]></category>
		<category><![CDATA[time is of the essence]]></category>

		<guid isPermaLink="false">http://www.advogadoz.com/605-three-different-strategies-to-stop-foreclosure-on-a-home.html</guid>
		<description><![CDATA[Three Different Strategies to Stop Foreclosure on a Home Stopping a foreclosure is no easy task, but it&#8217;s not impossible either. There are three methods that are commonly used to stop foreclosure: bankruptcy, refinancing and loan modification. Each of these methods tackles the problem of foreclosure from a different angle. The first method you can [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Three Different Techniques to Stop Foreclosure on a Home</title>
		<link>http://www.advogadoz.com/601-three-different-techniques-to-stop-foreclosure-on-a-home.html</link>
		<comments>http://www.advogadoz.com/601-three-different-techniques-to-stop-foreclosure-on-a-home.html#comments</comments>
		<pubDate>Sat, 05 Jun 2010 06:52:31 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[bankruptcy attorney]]></category>
		<category><![CDATA[bankruptcy reorganization]]></category>
		<category><![CDATA[chapter thirteen]]></category>
		<category><![CDATA[debt repayment plan]]></category>
		<category><![CDATA[Different]]></category>
		<category><![CDATA[final option]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[Home]]></category>
		<category><![CDATA[loan modification]]></category>
		<category><![CDATA[mortgage holder]]></category>
		<category><![CDATA[new mortgage]]></category>
		<category><![CDATA[refinancing your mortgage]]></category>
		<category><![CDATA[Stop]]></category>
		<category><![CDATA[stopping foreclosure]]></category>
		<category><![CDATA[Techniques]]></category>
		<category><![CDATA[Three]]></category>

		<guid isPermaLink="false">http://www.advogadoz.com/601-three-different-techniques-to-stop-foreclosure-on-a-home.html</guid>
		<description><![CDATA[Three Different Techniques to Stop Foreclosure on a Home If you are about to lose your home to foreclosure, you may be searching desperately for a solution that will allow you to save your home. I wish I could tell you the task you face is easy, but it isn&#8217;t. You may be facing an [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
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		<title>Feldman Law Center &#8211; Home Loan Modifications as Homeowners Best Option</title>
		<link>http://www.advogadoz.com/174-feldman-law-center-home-loan-modifications-as-homeowners-best-option.html</link>
		<comments>http://www.advogadoz.com/174-feldman-law-center-home-loan-modifications-as-homeowners-best-option.html#comments</comments>
		<pubDate>Fri, 04 Jun 2010 09:38:07 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[Best]]></category>
		<category><![CDATA[Center]]></category>
		<category><![CDATA[credit score]]></category>
		<category><![CDATA[credit scores]]></category>
		<category><![CDATA[existing mortgage]]></category>
		<category><![CDATA[extreme damage]]></category>
		<category><![CDATA[Feldman]]></category>
		<category><![CDATA[first five years]]></category>
		<category><![CDATA[Home]]></category>
		<category><![CDATA[Homeowners]]></category>
		<category><![CDATA[law center news]]></category>
		<category><![CDATA[Loan]]></category>
		<category><![CDATA[loan modification]]></category>
		<category><![CDATA[Modifications]]></category>
		<category><![CDATA[mortgage payment]]></category>
		<category><![CDATA[Option]]></category>
		<category><![CDATA[purview]]></category>
		<category><![CDATA[real estate values]]></category>

		<guid isPermaLink="false">http://www.advogadoz.com/174-feldman-law-center-home-loan-modifications-as-homeowners-best-option.html</guid>
		<description><![CDATA[Feldman Law Center &#8211; News by Feldman Law Center &#8211; For all the negatives that have been written about loan modifications, and there have been a lot, the option is far and away the best option for struggling homeowners trying to stay in their homes and preserve their credit scores. As property values have plummeted, [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
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		<title>Feldman Law Center &#8211; The Home Loan Modification Jungle</title>
		<link>http://www.advogadoz.com/172-feldman-law-center-the-home-loan-modification-jungle.html</link>
		<comments>http://www.advogadoz.com/172-feldman-law-center-the-home-loan-modification-jungle.html#comments</comments>
		<pubDate>Fri, 04 Jun 2010 09:37:06 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[Center]]></category>
		<category><![CDATA[debt to income ratios]]></category>
		<category><![CDATA[disposable income]]></category>
		<category><![CDATA[Feldman]]></category>
		<category><![CDATA[fixed interest]]></category>
		<category><![CDATA[Home]]></category>
		<category><![CDATA[Jungle]]></category>
		<category><![CDATA[law center news]]></category>
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		<category><![CDATA[loan modification]]></category>
		<category><![CDATA[mission viejo california]]></category>
		<category><![CDATA[Modification]]></category>
		<category><![CDATA[mr feldman]]></category>
		<category><![CDATA[steven feldman]]></category>
		<category><![CDATA[straightforward proposition]]></category>
		<category><![CDATA[surprise attacks]]></category>

		<guid isPermaLink="false">http://www.advogadoz.com/172-feldman-law-center-the-home-loan-modification-jungle.html</guid>
		<description><![CDATA[Feldman Law Center &#8211; News by Feldman Law Center &#8211; &#8220;It&#8217;s a jungle out there, kiddies&#8230;&#8221; – Jimmy BuffetJimmy Buffet wasn&#8217;t talking about the home loan modification process, but he could have been. For home owners attempting to pick their way through a loan modification on their own, the experience is not much different than [...]]]></description>
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		</item>
		<item>
		<title>Foreclosure Defense For Homeowners</title>
		<link>http://www.advogadoz.com/552-foreclosure-defense-for-homeowners.html</link>
		<comments>http://www.advogadoz.com/552-foreclosure-defense-for-homeowners.html#comments</comments>
		<pubDate>Tue, 08 Sep 2009 07:10:31 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[alarming statistics]]></category>
		<category><![CDATA[credit solutions]]></category>
		<category><![CDATA[Defense]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[foreclosure attorney]]></category>
		<category><![CDATA[foreclosure defense]]></category>
		<category><![CDATA[foreclosure market]]></category>
		<category><![CDATA[home payments]]></category>
		<category><![CDATA[Homeowners]]></category>
		<category><![CDATA[loan modification]]></category>
		<category><![CDATA[mortgage payments]]></category>
		<category><![CDATA[realtytrac]]></category>
		<category><![CDATA[suitable program]]></category>

		<guid isPermaLink="false">http://www.advogadoz.com/552-foreclosure-defense-for-homeowners.html</guid>
		<description><![CDATA[What is about to surface could be named as an alarming statistics, or reality disclosure and a warning for homeowners. This is RealtyTrac&#8217;s annual U.S. Foreclosure Market Report for 2008 indicating that 2,330,483 properties nationwide entered some stage of foreclosure. This would amount to an 81 percent increase from 2007 and 225 percent higher than [...]]]></description>
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		<item>
		<title>Feldman Law Center &#8211; Why Loan Modifications Are Better Than Short Sales</title>
		<link>http://www.advogadoz.com/383-feldman-law-center-why-loan-modifications-are-better-than-short-sales.html</link>
		<comments>http://www.advogadoz.com/383-feldman-law-center-why-loan-modifications-are-better-than-short-sales.html#comments</comments>
		<pubDate>Mon, 17 Aug 2009 05:33:39 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[bargain basement]]></category>
		<category><![CDATA[Better]]></category>
		<category><![CDATA[california companies]]></category>
		<category><![CDATA[california loan]]></category>
		<category><![CDATA[Center]]></category>
		<category><![CDATA[Feldman]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[Loan]]></category>
		<category><![CDATA[loan modification]]></category>
		<category><![CDATA[Modifications]]></category>
		<category><![CDATA[mortgage payments]]></category>
		<category><![CDATA[owing money]]></category>
		<category><![CDATA[property loan]]></category>
		<category><![CDATA[pros and cons]]></category>
		<category><![CDATA[Sales]]></category>
		<category><![CDATA[Short]]></category>
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		<guid isPermaLink="false">http://www.advogadoz.com/383-feldman-law-center-why-loan-modifications-are-better-than-short-sales.html</guid>
		<description><![CDATA[When facing the loss of their house, short sales are a method that some people choose to use in order to stop a foreclosure from taking place. This tactic takes place when it seems likely that the bank will lose less money than it would with a foreclosure. By definition, a short sale means that [...]]]></description>
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